Privacy Policy & Terms of Use

1. Acceptance of Terms

By downloading, installing, accessing, or using the Captilo application ("App"), you acknowledge that you have read, understood, and agree to be bound by this Privacy Policy and Terms of Use ("Agreement"). If you do not agree to all terms and conditions of this Agreement, you must not use the App. Your continued use of the App constitutes your ongoing acceptance of this Agreement and any updates thereto.

Defitec Solutions Ltd. reserves the right to modify this Agreement at any time. Changes will be effective immediately upon posting. Your continued use of the App after any modifications indicates your acceptance of the updated Agreement. It is your responsibility to review this Agreement periodically.

2. Introduction

Defitec Solutions Ltd. ("we," "our," "us," or the "Company") operates the Captilo mobile application. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our App.

3. Information We Collect

3.1 Information Stored Locally on Your Device

The following information is captured and stored exclusively on your device and is never transmitted to our servers or any third party:

3.2 Information Transmitted to Blockchain

When you create a verified proof, approximately 3-4 kilobytes of non-sensitive, cryptographically irreversible data is transmitted to the blockchain:

4. How We Use Your Information

We use the transmitted information solely for the following purposes:

5. Data Storage and Security

5.1 Local Storage Security

Your photos and sensitive data are protected by multiple layers of security:

5.2 Blockchain Storage

Cryptographic hashes submitted to the blockchain are stored permanently and immutably. These hashes are pseudonymous data that cannot be linked back to individuals unless you choose to share your verification certificates.

6. Third-Party Services

We do not sell, trade, or rent your personal information to third parties. The only third-party services receiving data from Captilo are blockchain networks, which receive cryptographic hashes for permanent timestamping.

7. Your Privacy Rights

You have the following rights regarding your data:

8. User Responsibilities and Acceptable Use

By using the App, you agree to the following responsibilities:

• •You are solely responsible for maintaining the security of your device, including keeping your operating system updated and using appropriate device security measures.
• •You are solely responsible for all activities that occur under your device and within the App.
• •You will not use the App for any unlawful purpose or in violation of any applicable laws or regulations.
• •You will not attempt to circumvent, disable, or interfere with security-related features of the App.
• •You will not use the App to create false, misleading, or fraudulent evidence or documentation.
• •You will not reverse engineer, decompile, disassemble, or attempt to derive the source code of the App.
• •You acknowledge that verification certificates are tools to support authenticity claims and are not a guarantee of legal admissibility in any jurisdiction.
• •You are responsible for backing up your own data. Loss of device data is your sole responsibility.

9. Disclaimer of Warranties

10. Limitation of Liability

This includes but is not limited to damages resulting from:

• •Your access to, use of, or inability to access or use the App
• •Any conduct or content of any third party on or related to the App
• •Loss of data stored on your device, including photos and verification proofs
• •Failure of verification certificates to be accepted as evidence in any proceeding
• •Errors, inaccuracies, or failures in fraud detection
• •Blockchain network unavailability, delays, or failures
• •Device hardware or software failures

IN NO EVENT SHALL DEFITEC SOLUTIONS LTD.'S TOTAL LIABILITY EXCEED THE AMOUNT YOU PAID TO DEFITEC SOLUTIONS LTD. DURING THE TWELVE (12) MONTHS PRECEDING THE CLAIM, OR ONE HUNDRED US DOLLARS ($100), WHICHEVER IS GREATER.

11. Indemnification

You agree to defend, indemnify, and hold harmless Defitec Solutions Ltd., its parent company, officers, directors, employees, agents, licensors, and suppliers from and against any claims, actions, demands, liabilities, damages, losses, costs, and expenses (including reasonable attorneys' fees) arising out of or relating to your use or misuse of the App, your violation of this Agreement, or your violation of any rights of another party.

12. Force Majeure

Defitec Solutions Ltd. shall not be liable for any failure or delay in performing its obligations under this Agreement where such failure or delay results from circumstances beyond Defitec Solutions Ltd.'s reasonable control, including but not limited to: acts of God, natural disasters, war, terrorism, riots, government actions, pandemic or epidemic, power outages, internet or telecommunications failures, blockchain network failures, cyberattacks, or failures of third-party service providers.

13. Dispute Resolution and Arbitration

14. Governing Law and Jurisdiction

This Agreement shall be governed by and construed in accordance with the laws of the jurisdiction in which Defitec Solutions Ltd. is incorporated, without regard to its conflict of law provisions.

15-17. Severability, Entire Agreement, Waiver

Severability: If any provision is held invalid, the remaining provisions continue in full force.

Entire Agreement: This Agreement constitutes the entire agreement between you and Defitec Solutions Ltd. regarding your use of the App.

Waiver: No waiver of any term shall be deemed a further or continuing waiver.

18. Device Permissions

Captilo requests the following permissions:

19. Children's Privacy

Captilo is not intended for use by children under 13 years of age (or the applicable age of digital consent in your jurisdiction). We do not knowingly collect personal information from children under 13. If you are a parent or guardian and believe your child has provided us with personal information, please contact us at contact@captilo.app, and we will take steps to delete such information.

20. International Data Transfers

Cryptographic hashes are submitted to blockchain networks, including decentralized global blockchains. By using Captilo, you acknowledge that your cryptographic hashes (not photos or personal data) may be processed by blockchain nodes located in various jurisdictions worldwide.

21. Changes to This Agreement

We may update this Agreement at any time. We will notify you of material changes by posting the new Agreement in the App and updating the "Last Updated" date. Your continued use of the App after changes become effective constitutes your acceptance of the revised Agreement.

22. Contact Us

If you have questions about this Agreement or our privacy practices, please contact us:

23. Additional Information for EU/EEA Users (GDPR)

For users in the European Union and European Economic Area, Defitec Solutions Ltd. acts as the data controller for any personal data processed. Our legal basis for processing is your consent (which you provide by using the App) and our legitimate interest in providing verification services.

The biometric commitment stored on the blockchain is not considered "biometric data" under GDPR Article 9 because it cannot be used to identify individuals or be reconstructed to reveal biometric information.

You have the right to lodge a complaint with a supervisory authority if you believe our processing of your personal data violates applicable law.

24. California Privacy Rights (CCPA)

California residents have specific rights regarding their personal information under the California Consumer Privacy Act (CCPA). We do not sell personal information to third parties. California residents may request disclosure of the categories and specific pieces of personal information collected, the sources of collection, the business purpose for collection, and the categories of third parties with whom information is shared. To exercise these rights, contact us at contact@captilo.app.